Subprime sales. So in a way, yes, its all people who make bad decisions.

On the Dodge side of the CJDR lot, the Journey is now the cheapest vehicle they sell.

Chrysler Capital (read: Santander) throws extra incentives on the Journey to buyers below a 580 FICO.

My buddy who sells Dodge basically told me this is the easiest car to put a customer in with bad credit and a ton of negative equity. You can absorb a lot of it with the incentives on the car.