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    nopenopenopenopenopenopeHamilton Nolan
    2/20/15 3:08pm

    There are a bunch of us who also worked our asses off and have savings accounts and own homes. So, yeah.

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      Hamilton Nolannopenopenopenopenopenope
      2/20/15 3:18pm

      Dancing wildly on a public street corner "for tips" is not a career... wise up.

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      RobotAttacksnopenopenopenopenopenope
      2/20/15 3:20pm

      High five! I'm one too although I'm an old millennial barely making this generation. I guess that ever responsible Generation X rubbed off on us. I recently bought my home and had a kid (surprise!) so I no longer have much of a savings account but my student loans are 75% paid off, I have a car, and way too many cats! Life's good overall but I've also always had a job since I was 14 so there's that.

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    DeathocracyHamilton Nolan
    2/20/15 3:35pm

    If youre a hyper competative A type then this is great news! If you can work your way past the stigma the pool of competition around you actually raises your chances to succeed. I picture myself at the bottom of a cliff where, at the top, is the promise of a good job and future security. All I have to do is gesture to my fellow millenials to give me a boost because "im gonna start a massive chicken fight in this B and we're gonna start it RIGHT NOW BRUH!" Then I get the boost, get my hands on the cliff edge and pull myself up while the booster looks around confused as to where I went since he cant see anything through his shuddershades.

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      DeathocracyDeathocracy
      2/20/15 3:50pm

      Though a good counterpoint would be that the spendthrifts that we are could be good for the economy once we get a bit more cash in our hands. We could be like the 30 somethings of the 80's except substitute prescription meds for cocaine and the fact that we dont have 6 figure salaries!

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      Grateful SlackerDeathocracy
      2/20/15 3:59pm

      Or you could just die from a rock slide because your whole generation sucks and will bring 'murica crumbling down.

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    IAMBlastedBiggsLostBurnerHamilton Nolan
    2/20/15 3:10pm

    "The correct answer: invest in a low-cost index fund and wait 30 years. Sure, it might not make you the "belle of the disco" this Saturday night, but when you're ready to retire, who will be getting most of the sex, then? People with amply funded retirement accounts. Think ahead. Life is not a never-ending "unboxing my electronics" Youtube video, idiots."

    I read this in a Wilford Brimley voice, and my GOD, man! It was fucking GLORIOUS!

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      itypethingsverynicelyIAMBlastedBiggsLostBurner
      2/20/15 3:12pm

      needs a diabetus reference. come on man, that shit'll never fly on wikipedia!!

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      IAMBlastedBiggsLostBurneritypethingsverynicely
      2/20/15 3:15pm

      I know, I know...but it was just so right! So perfect! His is the default 'cranky old man' voice now!

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    nakedtruthHamilton Nolan
    2/20/15 3:41pm

    Here we go again. The sport of turning millennials against boomers and vice versa. It's classic nonsense for the older generation to criticize the upcoming generation as inferior. It's a tired accusation, usually leveled by tired old men, and is usually prefaced with the phrase, "back in my day..."

    Wanna know who doesn't know the value of a dollar? A rich fuck who saw his investment fund jump $20k today (pick a number) and says; "I earned $20k today!" (Limited to a 15% tax, of course.

    Turning one generation against another is the latest game of the mega-wealthy slavers. It's the latest "divide and conquer" technique they're using, along with similar tactics themed with race, economics, and religion.

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      Gibbelinsnakedtruth
      2/20/15 3:50pm

      The question in the survey is also completely meaningless without knowing anything about the situation of each respondent. If I were handed $1000, I might very well buy "clothing" - because I need professional clothes for work, and all of mine are getting pretty worn out. I wouldn't feel so obligated to put the extra windfall into "savings," since I already have a regular contribution to my 403b coming out of my paycheck.

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      BlatheringGibbelins
      2/20/15 3:58pm

      Great point.

      I might buy electronics. Because if I can replace the tv upstairs that is so old it isn't even cable ready, I can get Netflix and set up my (Christmas gift) PS4 and now I have something new to do at home instead of going out and spending money.

      I've started getting all my professional suits on ebay. I get name brand for under $100 and even if they were tailored for someone else, they don't look much worst on me than cheap department store ones.

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    Flm3454Hamilton Nolan
    2/20/15 3:58pm

    I'm 25 and finally learning some self-discipline when it comes to money. I created a budget, started going cash-only for food/gas/entertainment, paid off my credit card in full, and adjusted my tax withholding allowances so I don't get fucked over every year for having a part-time job and a full-time job.

    It's definitely humbling but totally worth it. I can finally pay myself back from using savings, and I'm not anxious about money anymore. I also started making much better purchasing decisions and have become a "bargain shopper," which sounds corny but it's true. I've been planning a trip to Europe for years that's finally starting to become a reality. A reality waaaaay down the road but still.

    So folks of my generation: Let's get our shit together.

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      NoIncomeTaxFlm3454
      2/20/15 4:15pm

      Great to hear. Please look into ETF funds for your savings. They have superior returns and are equally as safe. If you start tiering your money now and tracking it regularly, you will be golden at 65. Also, be certain to open a 401K if you have an employer who offers one. Even if you contribute 1% at your age, and the employer matches, you will be very very well off at 65. I wish I had done it at your age, but thankfully 40 is still young enough to catch up - just do it now and do not stress yourself out at 40. Literally every single penny helps. Roth IRA too! Keep building!

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      ARP2Flm3454
      2/20/15 4:27pm

      Good for you. I think many Millennials seems to follow one of two paths:

      1) Get libertarian and say everyone deserves whatever happens to them.

      2) Complain about the economy, politicians, the Man, etc. for their predicament.

      The right answer is to be responsible now, but continue to push for changes to the system.

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    PeabodyHereHamilton Nolan
    2/20/15 3:13pm

    In my day, the answer to that question would have been "buy cocaine."

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      ThePriceisWrongPeabodyHere
      2/20/15 3:14pm

      This is still the answer

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      Herb & SpicePeabodyHere
      2/20/15 3:15pm

      As true today as it was in the 80s. Just with worse cocaine.

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    Sean BrodyHamilton Nolan
    2/20/15 3:15pm

    The correct answer: invest in a low-cost index fund and wait 30 years. Sure, it might not make you the "belle of the disco" this Saturday night, but when you're ready to retire, who will be getting most of the sex, then? People with amply funded retirement accounts.

    I'm not a millennial, but I stuck all my savings in a low cost S&P tracker 5 years ago and it has doubled since. HamNo knows.
    Really hoping that sex thing is true too.

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      TheHoopoeSean Brody
      2/20/15 3:19pm

      please tell me more.

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      Medieval KnievelTheHoopoe
      2/20/15 3:28pm

      When two older people really love each other and have invested in no-load index funds and Canadian Viagra ...

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    Josh BrachfeldHamilton Nolan
    2/20/15 3:18pm

    As a millenial with an IRA, a steady job, and savings accounts, I get really tired of hearing about how millenials don't know how to make and save money.

    Gen Xers and Baby Boomers destroyed the economy in 2007, (remember how they were taking out those sub-prime loans they couldn't afford?) and now we cant get jobs or save money. You get criticized for living at home, you get criticized for moving out and not saving. A lot of people may also be under the suspicion that since our economy can seemingly sour at any moment, it might not be worth it to save. Did I mention that since so many baby boomers didn't save either, my generation will have to pay their social security?

    Srsly, fuck off.

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      mwittierJosh Brachfeld
      2/20/15 3:51pm

      STOP TAKING THE BAIT. THOSE WAFFLES ARE ATTACHED TO A STEEL SPRING. WAFFLES BELONG IN STICKY RESTAURANTS, NOT MYSTERIOUSLY IN YOUR PATH.

      SERIOUSLY YOU DO NOT WANT HAMILTON'S WAFFLES.

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      GRAY-pefruitSmileJosh Brachfeld
      2/20/15 5:48pm

      Nope, you fuck off.

      - GenXer busting her ass since age 14.

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    Ken Yadiggit, AdiosHamilton Nolan
    2/20/15 3:50pm

    I'm disgruntled that articles about my generation are always paired with the most idiotic photos.

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      theworldofmarlaKen Yadiggit, Adios
      2/20/15 4:10pm

      We GenXers have had to put up with it since we were about 5, I think. So, it's your turn now.

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      Ken Yadiggit, Adiostheworldofmarla
      2/20/15 4:15pm

      *grumble grumble*

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    CtrlAltDefeatHamilton Nolan
    2/20/15 6:24pm

    When my younger brother's college funding fell through and he decided to take a year off college and work for a year rather than going in debt for schooling, he found a construction job that required living on the job site, working 10 hour days, 6 days a week for an ok wage.

    He was glad he found something, but not excited about moving from NJ to the rural south to survey for a pipeline that he's deeply politically opposed to, and he got depressed.

    My mother's reaction: "I just don't know why he's not excited. I guess your generation just doesn't feel motivated by company loyalty and a respect for hard work."

    So many face palms.

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