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    abigfavorHamilton Nolan
    5/29/14 10:09am

    Is this sarcastic? Why would you buy life insurance if you aren't providing for spouse/kids? Your small savings will dig the hole and put your ass in it.

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      Hamilton Nolanabigfavor
      5/29/14 10:18am

      It disgusts me that millennials like you think every statement is "sarcastic." Not all of us are so "over it" that we must constantly demonstrate how "cool" we are by abandoning all emotions save irony.

      Financial planning is not a funny joke. Straighten up.

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      Ian MuirHamilton Nolan
      5/29/14 10:20am

      Now I'm confused. Is this comment sarcastic?

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    DogRidingRodeoMonkeyHamilton Nolan
    5/29/14 10:08am

    Does that count the stuff some companies will throw into your benefits package? I've had that for years, but I never got anything past that until I got married two years ago.

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      SlickWillieDogRidingRodeoMonkey
      5/29/14 10:17am

      That's actually still all that I have. It's enough to pay off the house, the funeral, and then a little left over if she wants to invest it or put in in a college fund.

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      DogRidingRodeoMonkeySlickWillie
      5/29/14 10:39am

      When we did the math, if one of us eats it, living in NYC, we'd be shit out of luck, so we accounted for 2 years of lost wages, just to get by, but honestly, if we owned our home outright, and lived somewhere else, I don't think that we'd have accommodated for so much.

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    Brock SamsaHamilton Nolan
    5/29/14 10:08am

    Who gets life insurance when they're single and child-free? Maybe if you've got dependent parents, but I'm not seeing a lot of other reasons.

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      PsyramicsBrock Samsa
      5/29/14 10:12am

      Does student loan debt go away when you die?

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      TheLastConformistBrock Samsa
      5/29/14 10:14am

      Exactly. Because people are marrying and having children later, there's less demand for life insurance at a young age. The insurance companies just need to adapt to changing times, not try to sell a product that makes no sense to the purchasers.

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    postnjam2Hamilton Nolan
    5/29/14 10:27am

    Tell me again how we look down on Millennials when they are basically suffering from the previous generations fucking everything up. It's so annoying when I see people who complain that our youth is attached to their mobiles and are jobless when they are basically taking most of the jobs and leaving us with nothing, You non-Millennials don't know how good you've had it, except if you were around during the great depression

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      Russianistpostnjam2
      5/29/14 10:38am

      We know that HamNo is being facetious in his tone, but you're right to be annoyed at the people who actually talk this way.

      You won't usually find Gen Xers like myself (at least liberal ones) knocking Millenials because while we know we had it good we were still getting screwed over by the Boomers and earlier generations before you were born.

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      postnjam2Russianist
      5/29/14 10:48am

      I'm 18, I had it really good until about 2009, then everything went to shit and I realised that the earlier generations had fucked us over. Except the X gen. It was surreal, Here I thought that I could get a job easily and everything, but now, I'm honestly scared, I'm not going to university yet ( don't want to go yet) But may have to as there doesn't seem to be much out there.

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    TRUMP DELENDUS EST (fka Chatham Harrison)Hamilton Nolan
    5/29/14 10:14am

    Give me a 30-year job with a pension and benefits, and I'll sign up for life insurance tout suite. Companies love structural changes in the economy that benefit them, but they hate the negative consequences of those changes. It's more proof that industrialists and entrepreneurs have no more understanding of the system of the world than anyone else.

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      ARP2TRUMP DELENDUS EST (fka Chatham Harrison)
      5/29/14 10:27am

      Exactly, so "financial services" companies are upset Millennials aren't buying insurance after helping to create the circumstances where Millennials are unemployed or underemployed and have enormous debts (albeit indirectly)?

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      Ian MuirARP2
      5/29/14 10:35am

      They're just asking for a little reach around.

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    cuntybawsHamilton Nolan
    5/29/14 10:16am

    It's almost as if people do not trust insurance companies and pension funds to be able to live up to their promises.

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      toothpetardcuntybaws
      5/29/14 10:30am

      Everyone can trust the free market!

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    Ian MuirHamilton Nolan
    5/29/14 10:21am

    SHOCKING NEWS: Young adults with 50% unemployment rate and crippling student debt unwilling to buy additional financial services to protect the financial security of the families they haven't yet started!

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      A House In VirginiaHamilton Nolan
      5/29/14 10:18am

      life insurance companies fretting over how to sell policies to Millennials is exactly why our civilization deserves to collapse.

      It could be argued "Insurance Companies" played big roles in the economic breakdown.

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        Michael ZaiteA House In Virginia
        5/29/14 11:44pm

        Could be argued? They generate no wealth, they shield the rich from risky behavior, and they are a drain on an already taxed economy. Then we bend over backward to accommodate them in an abomination of a healthcare bill because their own business model doesn't even WORK anymore.

        Yea it could be argued.

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      Rusty ShacklefordHamilton Nolan
      5/29/14 10:08am

      Maybe if our shit jobs payed enough to buy a house and car we would have something worth insuring.

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        RussianistHamilton Nolan
        5/29/14 10:27am

        You just know the insurance executives are Boomers complaining about their own kids' generation. "Lemme tell you about the '60s, ma-a-an, when it was cool to take out unnecessary life insurance."

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