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    ThePriceisWrongSarah Hedgecock
    12/17/13 5:20pm

    If you work in a bank and are handling my money all day long, I have zero objections to your employer wanting to run a credit check on you before hiring you. Sorry, not sorry...

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      ShroudofBoehnerThePriceisWrong
      12/17/13 5:25pm

      Technically it's not "your money" once it passes over the counter. "Your" money is federally insured.

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      PeterpieperThePriceisWrong
      12/17/13 5:27pm

      Perhaps they should also run credit checks on the applicant's parents too, just in case someone who didn't come from money manages to pass?

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    Queen of BithyniaSarah Hedgecock
    12/17/13 5:25pm

    I'm just floored by the way we seem to have accidentally cobbled together a system that guarantees that many people will be kept eternally in poverty. This, companies that won't consider anyone unemployed for more than six months, all of that stuff just astonishes me. And it does, probably, make sense from the perspective of a corporation to consider these factors in hiring, so I guess laws are the only way to go. I kind of doubt this will actually happen but Godspeed, Elizabeth Warren. At least we have a couple reasonable people in government.

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      JohnMcClanesSmirkQueen of Bithynia
      12/17/13 5:50pm

      I'm just floored by the way we seem to have deliberately cobbled together a system that guarantees that many people will be kept eternally in poverty.

      Fixed it for you.

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      lyjnQueen of Bithynia
      12/17/13 7:30pm

      The median income in the US (not mean, which is skewed by super wealthy) is 29 times that of the world and also in he top five worldwide. You need to rework your definition of poverty.

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    John BoehnerSarah Hedgecock
    12/17/13 5:41pm
    GIF

    omg warren

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      BilliousJohn Boehner
      12/17/13 7:44pm

      Ha ha ha, I have to ask, why Dewgong?

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      John BoehnerBillious
      12/17/13 10:19pm

      Misty eyes are the most sincere in Cerulean City.

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    PeterpieperSarah Hedgecock
    12/17/13 5:24pm

    Wow, I had no idea employers did this. What a disgrace — make sure those people in debt stay in debt for the rest of their lives. What the fuck has happened to our country?

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      MsFMercuryPeterpieper
      12/17/13 5:47pm

      Oh yes!! I lost a job opportunity just a couple weeks ago due to a MISTAKE on my credit report! The system is fucked up big time!!

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      JohnMcClanesSmirkPeterpieper
      12/17/13 6:00pm

      Our paranoid obsession with risk mitigation and its logical end: pre-crime.

      If you have X "pattern of life" you have Y chance of being a criminal, and based on our algorithms you're undesirable."

      We are no longer humans to be judged on our own but probabilities that must be managed.

      It's the same technocratic logic that animates our drone wars.

      If you have X "pattern of life" you have Y chance of being a terrorist, and are thus bad and must be killed.

      What did you think everyone getting horny over "big data" was about? It's about managing large systems based on predictions. This includes us.

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    BlatheringSarah Hedgecock
    12/17/13 5:17pm

    I haven't rushed to Warren at the Great Liberal Hope, but...I like what I see here.
    I'm sure there will be any number of assholes that show up to tell us no one should ever have a cash shortfall and you save and never eat out and get your engineering degree and etc, but...it happens. I'm a gainfully employed professional who has terrible credit. I can't manage money worth a damn. But I also don't do work that brings me within 50 feet of any fiscal responsibility and my employer doesn't need to know. If credit score had any impact on employment, I'd be working on my panhandling skills.

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      madameboBlathering
      12/17/13 5:25pm

      The number one reason people go bankrupt in this country is attempting to cover (and failing) medical expenses insurance won't. So absolutely this makes sense. The next big reason? Student loan debt.

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      KIKROXmadamebo
      12/17/13 6:06pm

      Yes -Definitely with student debt too! I was denied a few jobs after I finished school because of credit and one of the main things was student debt. It kind of defeats the purpose of higher education if it's hard to get a chance to use it. Also there are a number of people w/o bad credit who are completely incompetent when it comes to what they do for a living. This bill would definitely level the playing field a bit if anything.

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    mustcrushcapitalismSarah Hedgecock
    12/17/13 6:28pm

    Here's why credit scores and reports are a load of horsecrap. I've had three credit cards in my life and one of them was paid in full a decade ago. I also had one new car loan, likewise paid in full. I never gave the slightest of fucks about my credit report, as I assumed it was fine. Then one day I decided to check it out. I was named after my father and lo and behold, some of HIS crap was on my credit report, including some store credit card he opened when I was all of four years old. You figure that someone would have noticed that a) no one gives credit to four year olds and b) our SS#s were different but nope. Suddenly the burden of "correcting" these glaring errors was all on ME, not goddamned Experian or Transunion or whoever.

    The point being that credit reports are only as reliable as the credit reporting company is and in my case, that was "not very". Relying on credit reports to make broad sweeping assumptions about people is truly fucked-up and sick. They exist to make things easier for lenders, not as some all-purpose way to judge people.

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      TRUMP DELENDUS EST (fka Chatham Harrison)Sarah Hedgecock
      12/17/13 6:02pm

      As long as we live in a consumerist, live-at-or-beyond-your-means society, debt and bad credit are going to be a problem. Making a person's potential income dependent on their lack of debt makes that problem worse, not better. People with bad credit are people with bills to pay, and people with bills to pay are the kind of people who work crappy overtime and holiday hours and accept pay cuts and all the other things corporations love. How are they not on board with this?

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        the actual bajmahalSarah Hedgecock
        12/17/13 5:29pm

        I love Senator Warren. I'd like to send her something for Christmas but being broke, I just can't swing it. I'd bake some kolachis for her office, but security probably won't let them through (and the powder sugar might cause a ricin panic). I guess I'll just have to write her a nice thank you letter instead.

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          ArdenSarah Hedgecock
          12/17/13 7:52pm

          So they won't give financial jobs to people with bad credit...but they WILL give piles of money to people especially if they have bad credit.

          Because Reasons.

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            Sean BrodySarah Hedgecock
            12/17/13 5:36pm

            Sexiest woman in America. I love my new crusading senator.

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